J. “Michael” Collins founded PolicyLab in 2004. Collins studies consumer decision-making in the financial marketplace, including the role of public policy in influencing credit, savings, and investment choices. He is recognized nationally as an expert on policies and programs related to consumer finance and financial literacy. Collins has extensive experience leading evaluations and conducting applied research, and has contributed to the development of programs aimed at improving households’ financial security. He holds a PhD from Cornell University, a master’s degree from the John F. Kennedy School of Government, and a BS from Miami University (OH).
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